Housing LOAN


  Housing  LOAN

 

LOANABLE AMOUNT

House Construction –  Maximum of P 1,000,000.00

House Repairs/Renovation – Maximum of P 500,000.00

Equity Loan – Maximum of P 500,000.00

 

INTEREST

 

P 150,000.00 – 250,000.00                        8%    p.a.

    251,000.00 – 350,000.00                       8.5% p.a.

    351,000.00 above                                  9%    p.a.

 

PENALTY 1% per month

 

PROCESSING FEE

P 150,000.00 and below       –           P  200.00

   151,000.00 – 250,000.00   –               400.00

   251,000.00 – 350,000.00   –               600.00

   351,000.00 – 450,000.00   –               800.00

   Over  450,000.00               –            1,000.00

OTHER CHARGES

Premium Insurance which will depend on the amount of loan

 

TERM OF LOAN

Depends on the amount of loan- Maximum of ten (10) years

 

MODE OF PAYMENT

Straight Amortization thru payroll deduction or Issuance of Post-dated checks

 



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