Products & Services

MULTI-PURPOSE LOAN

OLD MEMBERS

NEW MEMBERS

Net Pay 7,251 -7,500            P   100,000.00

Net Pay  9,751-10,000               150,000.00

Net Pay  12,251 and above        200,000.00

P 10,000.00 –initial loan

P100,000.00- members for at least 18 months

INTEREST

PENALTY

PROCESSING FEE

8 % p.a.

1%  p.a.

P 300.00

36 MONTHS- 35,000.00    to 100,000.00

48 MONTHS- 105,000.00  to 150,000.00

60 MONTHS- 155,000.00  to 200,000.00

   EDUCATIONAL LOAN

OLD MEMBERS

NEW MEMBERS

Net Pay  4,751 -5,000              P  25,000.00

Net Pay  7,251 -7,500                  75,000.00

P 10,000.00 –initial loan

P 35,000.00 - members for at least 18 months

INTEREST

PENALTY

PROCESSING FEE

8 % p.a.

1%  p.a.

P  300.00

8 % p.a.

1%  p.a.

P  300.00

24 MONTHS – 10,000.00 to 25,000.00

36 MONTHS-   30,000.00 to 75,000.00

24 MONTHS – 10,000.00 to 25,000.00

36 MONTHS-   30,000.00 to 35,000.00

   EDUCATIONAL LOAN

OLD MEMBERS

NEW MEMBERS

Depends on the request of the borrower but not to exceed P 150,000.00

P   75,000.00- members for at least 1 year

INTEREST

PENALTY

PROCESSING FEE

6% p.a.

1%  p.a.

P  300.00

6% p.a.

1%  p.a.

P 300.00

36 MONTHS OR 3 YEARS

36 MONTHS OR 3 YEARS

    VEHICLE LOAN

The maximum amount of loan shall be equal to cost of the vehicle plus other incidental fees and other charges. Provided, that the total maximum amount of loan shall be limited to the paying capacity of the applicant/borrower

COVERED VEHICLES

BRAND NEW ONLY, Second hand vehicle may be allowed provided that it is not more than 10 years of age; the vehicle is owned by first hand owner  and the vehicle is not subject to an existing chattel mortgage

1% per month

P 300,000.00 and below      -   P  300.00

300,001.00 – 500,000.00  -       500.00

500,001.00 – 700,000.00  -       700.00

700,001.00 – 900,000.00  -    1,000.00

Over 900,000.00               -    1,500.00

Premium Insurance which will depend on the amount of loan

60 MONTHS

    VEHICLE LOAN

House Construction –  Maximum of P 1,000,000.00

House Repairs/Renovation - Maximum of P 500,000.00

Equity Loan – Maximum of P 500,000.00

INTEREST

P 150,000.00 – 250,000.00                        8%    p.a.

    251,000.00 – 350,000.00                       8.5% p.a.

    351,000.00 above                                  9%    p.a.

P 150,000.00 and below       -           P  200.00

   151,000.00 – 250,000.00   -               400.00

   251,000.00 – 350,000.00   -               600.00

   351,000.00 – 450,000.00   -               800.00

   Over  450,000.00               -            1,000.00

Premium Insurance which will depend on the amount of loan

Depends on the amount of loan- Maximum of ten (10) years

Straight Amortization thru payroll deduction or Issuance of Post-dated checks

    QUICK LOAN

Maximum of P 15,000.00

INTEREST

8% p.a.

P 300.00

Premium Insurance which will depend on the amount of loan

18 MONTHS

Straight Amortization thru payroll deduction or Issuance of Post-dated checks

  CALAMITY/EMERGENCY ASSISTANCE LOAN

Should not exceed P50,000.00

INTEREST

5% p.a.

P 300.00

Premium Insurance which will depend on the amount of loan

1 yr to 3 yrs.

Straight Amortization thru payroll deduction or Issuance of Post-dated checks